Group & Employee
Benefits

Group Coverage

Coverage That Supports Your Whole Team

Finding the right benefits is hard. We make it simple and people-focused for your team.

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Understanding Benefits

What Group & Employee Benefits Offer

Employee and group benefits provide additional coverage beyond salaries, enhancing businesses' ability to attract and retain employees. They fill the gaps in public programs by covering health, dental, disability, life insurance, and retirement savings. Tailorable plans ease economic burdens, promote well-being, and build a more productive workforce.

Group & Employee Benefits Understanding Benefits
Group & Employee Benefits How It Works
How It Works

Setting Up Employee Benefits Plans

Employers partner with a benefits provider to design a tailored plan that meets their business requirements. Premiums are often split between the employer and workers, with premiums collected from pay. Plans can provide standard or flexible coverage, with employees able to select benefits to meet their requirements. Plan administration, support, and advice are provided by us and our partner companies, making the process easy for both businesses and employees.

Business Advantages

Why Employers Should
Offer Benefits

Offering group and employee benefits allows companies to recruit the best talent, improve worker retention, and mitigate financial strain. Benefits supplement government coverage by providing access to healthcare, protection from loss of income, and savings for retirement. Contributions made by employers to benefit plans are even tax-deductible, and so offering them is a tax-efficient method to help employees.

Group & Employee Benefits Business Advantages
Enrollment Steps

How To Apply For Benefits

Follow these easy steps to secure your group and employment benefits policy through Wiseconomy Wealth Solutions Inc.

STEP 1

Schedule Free Consultation

Click on Apply Now to schedule a free consultation with the founder.

STEP 3

Submit Documents

Provide the required documents to complete your application.

Empower Your Workforce

Benefits That Strengthen Loyalty and Retention!

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#1 Corporate Strategy for small businesses in Canada.

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STEP 2

Personalized Policy

Receive a personalized policy designed to meet your specific coverage needs.

STEP 4

Insurance Confirmation

Once approved, you’ll receive your insurance certificate and be fully covered.

Core Benefits

What Benefits Can Employers Choose

Choose the right mix of benefits to support, retain, and care for your team.

Extended Health
Care

Covers prescription drugs, hospital stays, and essential medical treatments.

Dental & Vision
Care

Provides coverage for routine check-ups, major procedures, and eyewear.

Short & Long-Term
Disability Benefit

Ensures financial support during illness or injury.

Life & Critical
Illness Insurance

Provides financial protection for the employees and their families.

Accidental Death & Dismemberment (AD&D)

Offers coverage in case of severe injuries or accidental death.

Employee & Family Assistance Program

EFAP supports mental health, counseling, and wellness services.

Retirement & Pension Plans

Helps employees build long-term financial security with employer contributions.

Health Spending Accounts (HSAs)

Provides tax-effective reimbursements for medical expenses.

Boost Team Loyalty
With Better Benefits!

Offer the coverage your employees deserve and create a thriving workplace.

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Retirement Planning

How Group Plans
Secure The Future

Having a retirement plan allows employees to think about the future and allows companies to improve retention. Employees put money into Registered Retirement Savings Plans (RRSPs) and employers contribute to match the contribution, with employer contributions being taxed as income. Life Income Funds (LIFs) pay periodic amounts to their 55 and older employees from locked-in RRSPs and pension plans, facilitating payments for higher education, home care for aging parents, or other personal uses. Even employees can name beneficiaries to receive the proceeds of remaining funds, bestowing financial comfort on their loved ones.

Group & Employee Benefits Retirement Planning
Group & Employee Benefits Claim Handling
ONLINE CLAIM HANDLING

Settle Your Claims Online, Within Minutes!

Know the process, stay in control—so you can focus on your people, not paperwork. Understanding claim settlement means fewer surprises—leaving you free to lead and grow confidently.

  • Choose Your Way

    Submit your claim online, through an app, or by mailing completed paper forms.

  • Gather What’s Needed

    Attach receipts & medical documents showing dates, and doctor’s referrals.

  • Track And Receive

    Most claims are processed within 5 days. Track your status online and get paid quickly.

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FREQUENTLY ASKED QUESTIONS

Smart Answers For Growing Teams

Get the insights you need to utilize group and employee benefits with ease—covering everything from plan options to implementation, all tailored for decision-makers like you.

Group benefits typically include health, dental, life, disability, and sometimes critical illness, travel insurance, and employee assistance programs.

Employers may pay fully or partially. Employees usually contribute through payroll deductions, depending on company policy.

Employers decide the waiting period. It may be immediate or take a few months, depending on company policies.

They can be, but eligibility depends on the employer’s specific policies and the plan's outlined terms.

Yes, most group plans allow mid-term changes and can be cancelled with 30-day notice, usually without penalties.
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