Emergency Medical
Travel Insurance

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Unexpected Medical Bills While Travelling? Not Anymore!

Planning to visit, work or study in Canada? Explore our coverage options including emergency medical and dental coverage.

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Quick Overview

What Is Emergency Medical Travel Insurance

Emergency Medical Travel Insurance covers unexpected medical expenses you may incur while traveling, including treatment for illnesses or injuries that occur suddenly. Whether you need urgent medical care or hospitalization, this insurance ensures your medical costs are covered, allowing you to focus on your recovery rather than your travel budget. This insurance is designed specifically for emergencies that happen unexpectedly during your trip, it does not cover routine medical care.

Emergency Medical Travel Insurance Quick Overview
Emergency Medical Travel Insurance How It Works
Stay Protected During Your Travel

How Emergency Medical
Travel Insurance Works?

Wherever you travel, whether internationally or domestically in Canada, unexpected medical crises could occur at any moment. Having the right Emergency Medical Travel Insurance means you will be financially protected for any medical treatment, hospital stays, and other charges that might arise from an accident or sudden illness.

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Why Emergency Medical Travel Insurance

Protect Your Health and Finances Abroad

Traveling without the right coverage can result in costly medical expenses that may be difficult to manage. Emergency Medical Travel Insurance helps cover unexpected health issues, including emergency medical treatment such as doctor visits and hospitalization, ambulance services for emergency transportation to the nearest medical facility, and prescription medications required to treat medical emergencies during your trip.

Emergency Medical Travel Insurance Why Choose It
Application Process

Secure Health With Emergency Travel Insurance

Follow simple steps to get personalized Visitors Insurance for your safety during your stay in Canada.

STEP 1

Schedule Free Consultation

Click on Apply Now to schedule a free consultation with the founder.

STEP 3

Submit Documents

Provide the required documents to complete your insurance application.

Secure Your Travel Today

Get protected with reliable visitor insurance.

Emergency Medical Travel Insurance Mobile Application Section Image

95% satisfaction rate among insured travelers.

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STEP 2

Personalized Policy

Receive a personalized insurance policy designed to meet your specific coverage needs.

STEP 4

Insurance Confirmation

Once approved, you’ll receive your insurance certificate and be fully covered.

Key Features and Benefits

Coverage For Emergencies, Hospitalization, & More

Pays for doctor visits, hospitalization, ambulance services, prescription drugs, and dental emergencies while traveling in Canada.

Emergency Medical Travel Insurance Comprehensive Medical Coverage
01

Comprehensive Medical Coverage

Covers hospital stays, doctor visits, prescription medication and other emergency medical treatments.

Emergency Medical Travel Insurance Adjustable Premiums
02

Worldwide
Assistance

24/7 access to travel assistance for medical emergencies, language translation, and coordination of care.

Emergency Medical Travel Insurance Paramedical Services
03

Paramedical
Services

Includes coverage for visits to physiotherapists, chiropractors, podiatrists, and other licensed health practitioners.

Emergency Medical Travel Insurance Emergency Ambulance Services
04

Emergency Ambulance Services

Covers your transportation in the ambulance to the nearest hospital in case of any medical emergency.

Stay Covered
During Your Visit

Get medical protection in Canada for emergencies, hospital stays, and unexpected healthcare costs.

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More Benefits

Additional Coverage Features

Traveling without the right coverage can lead to costly medical expenses that may be hard to afford. Emergency Medical Travel Insurance helps cover:

  • Virtual Medical Care

    Access doctors online for minor medical issues without waiting in a clinic.

  • Automatic Extensions

    If your travel plans change, your coverage can be extended.

  • Side Trip Coverage

    Travel outside your destination while remaining covered.

  • No Waiting Period

    Immediate coverage for qualifying applicants.

Emergency Medical Travel Insurance More Benefits
Eligibility Requirements

Who Can Apply For Coverage

Wondering if you qualify for emergency medical travel insurance? Eligibility is simpler than you think. Whether you're visiting or returning, we make protection accessible when it matters most.

Canadian Residents

To apply, you need to be a Canadian resident with valid provincial or territorial government health coverage throughout your trip.

Valid Government Health Insurance

Keep your government health insurance valid throughout your trip—without it, expenses normally covered by your plan won’t be reimbursed.

Pre-existing Conditions

Certain pre-existing conditions may affect your eligibility. Don’t worry—we’ll help you find the right coverage.

Exclusions

What’s Not Covered

Exclusions include pre-existing conditions, non-emergency treatments, risky activities, and issues related to drugs or alcohol

Pre-existing Conditions

No coverage for medical conditions that were not stable for at least 180 days before departure.

Elective Treatment

No coverage for experimental, non-emergency treatments like chronic care, cosmetic surgery, or rehabilitation.

Travel for Treatment

No coverage if the primary purpose of your trip is to receive medical diagnosis, treatment, or surgery.

Pregnancy Matters

No coverage for prenatal care, postnatal care, delivery, or complications within 9 weeks of the due date.

Risky Activities

No coverage for injuries from professional & extreme sports, or high-risk activities like scuba diving or bungee jumping.

Criminal Activity

No coverage for expenses arising from involvement in criminal activities or any illegal acts during the trip.

Drugs & Alcohol

No coverage for conditions linked to alcohol, drugs, or intoxicant use (including cannabis) before or during trip.

Valid Health Insurance

No coverage for expenses that would have been covered by your provincial health plan if you fail to maintain valid coverage.

Types of Emergency Medical Travel Insurance

Choose the Right Plan for You

There are two types of trips for which Emergency Medical Travel Insurance is applied, i.e., Single-Trip and Multi-Trip coverage. Each type of coverage caters to different travel needs, so choosing the right one is essential based on how often you travel and the nature of your trips.

Single-Trip Plan Multi-Trip Plan
If you're planning a one-time journey, the Single-Trip plan is perfect for you. It covers you for the entire duration of your travel, from the moment you leave until you return. This option is great if you're going on a vacation or business trip and do not travel often. Just keep in mind that you'll need to get a new policy for each trip you take. If you’re someone who’s always on the go, the Multi-Trip plan is a great choice. It covers you for multiple journeys over a year, so you won’t need to worry about buying a new policy each time you travel. It’s especially helpful for people who find themselves traveling frequently throughout the year—making it not only convenient but also more affordable.
For example, if you’re heading to Europe for a two-week vacation, the Single-Trip plan will cover your emergency medical needs for the duration of your stay. A Multi-Trip plan covers a truck driver’s border crossings all year, eliminating the need for a new policy with each trip, whether short or long.
Emergency Medical Travel Insurance Top Up Coverage
Top-Up Coverage

Extend Your Coverage

If you're traveling longer than initially planned, you can easily extend your coverage by choosing a Single-Trip Plan to top-up your existing Multi-Trip Annual Plan or other limited travel insurance. A top-up is essentially a new policy that gives you the added protection you need, and it’s subject to the same terms and conditions as your original plan.
Keep in mind that pre-existing medical conditions might not be covered as per the exclusions in the policy. For top-up coverage to kick in, it must start the day after your current policy expires and must cover the exact number of days that your original insurance didn’t.
This option ensures that you stay fully protected if your travel plans change and you need more coverage than originally planned.

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FREQUENTLY ASKED QUESTIONS

Find Answers To Your Common Queries

Discover answers to the most asked questions and find helpful information that resolves common issues quickly, with detailed explanations to guide you every step of the way.

It covers emergency medical treatment, hospital stays, prescription medications, and ambulance services while traveling, ensuring you're protected from unexpected health-related expenses during your trip.

To file a claim, simply submit your receipts and medical reports online within 90 days of treatment. Start your claim today, and our team will assist you throughout the process.

Yes, you can extend your coverage if your plans change, ensuring you're protected for the additional days. Learn how to extend your coverage and stay covered during unexpected changes.

Coverage for pre-existing conditions is generally excluded unless the condition has been stable for a specified period before your trip. We’ll help assess your eligibility and find the right plan.

24/7 travel assistance is available, covering medical emergencies, language support, and coordination of care wherever you are. Contact us for immediate help, and we’ll be there for you.
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