Health & Dental
Insurance

Health & Dental Insurance

Coverage That Cares for You

Our coverage plans help pay the costs associated with surviving a life-altering illness and protect you from financial ruin.

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Understanding Coverage

Financial protection for medical & dental services

Medical and dental insurance covers for medical and dental expenses that are not fully covered in government health programs. Medical and dental insurance lightens the financial burden of medical treatment by catering for services such as eye care, specialist visits such as physiotherapist and cryo practice, dental care, and prescription medication. With the right insurance policy, you can receive necessary medical and dental treatment without worrying about the prohibitive cost of procedures and treatments.

Financial protection for medical & dental services
Minimize financial risk for medical needs
Reasons to Consider

Minimize financial risk for medical needs

Medical costs can easily add up, either from an unexpected emergency or routine treatment. Without the right insurance, you might be forced to delay care that you require or pay upfront for expensive procedures. Health and Dental Insurance enables you to receive medical treatment in a timely manner, gain access to required health and dental procedures, and financial protection from high medical and dental costs. It also provides coverage for preventive care, helping you identify and address potential health risks.

How It Works

Understanding costs, claims, and reimbursement

To keep your Health and Dental Insurance active, you will have to pay a recurring premium on a yearly or monthly basis. If you undergo a covered service or treatment, you can get reimbursed for the cost or, for some services, you can take advantage of direct billing, to reduce upfront costs. A waiting period may apply before coverage begins for some services. When you know how all these policies operate, you can get the most out of them and worry less about finances and receive the treatment you deserve.

Understanding costs, claims, and reimbursement
Application Process

Simple Steps to Secure Your Insurance

Follow simple steps to get personalized coverage for mortgage protection.

STEP 1

Free Consultation

Click on Apply Now to schedule a free consultation with our founder.

STEP 3

Submit Documents

Provide the required documents to complete your insurance application.

Complete Health & Dental Coverage

Sign up, choose plans, access care, claim

Complete Health & Dental Coverage

90% of Canadians have some form of health insurance.

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STEP 2

Personalized Policy

Receive a personalized insurance policy designed to meet your specific coverage needs.

STEP 4

Insurance Confirmation

Once approved, you'll receive your insurance certificate and be fully covered.

Health Insurance Coverage

Comprehensive benefits for essential treatments

Medical insurance brings financial comfort by paying for a broad spectrum of health care services, ranging from routine check-ups to emergency treatment.

Vision
Coverages

Covers eye exams, prescription lenses, and post-surgical lenses if medically necessary.

Health
Practitioners

Covers chiropractic care, physiotherapy, or massage therapy for medical recovery.

Hearing
Aids

Covers new hearing aids or repairs when prescribed by licensed specialists.

Medical Equipment
and Supplies

Pays for prescribed equipment like braces, prostheses, or oxygen for home use.

Private Duty
Nursing

Helps cover in-home nursing care for long-term or recovery-based medical needs.

Hospital and
Ambulance Care

Covers ambulance transport and private hospital rooms for essential medical treatment.

Accidental
Dental Treatment

Covers dental repairs from accidental injuries to natural or artificial teeth.

Emergency
Medical Treatment

Ensures fast access to hospital care and treatment during medical emergencies.

Coverage Limitations

Exclusions and Limitations of Health Insurance

Some procedures, non-essential treatments, and cosmetic changes are not included in most Health and Dental Insurance policies. Some of the most common exclusions are cosmetic procedures, non-medically necessary diagnostic tests, non-prescription glasses, and medical care provided by a family member. Knowing these exclusions provides clear expectations for what is included.

Coverage Limitations
Covered Dental Services Final
Covered Dental Services

What Does Dental Insurance Cover?

Dental insurance helps reduce expenses for routine check-ups, restorative procedures, and orthodontic corrections.

  • Preventive Dental Care

    Coverage includes routine check-ups, cleanings, fluoride treatments, and sealants to prevent dental issues.

  • Basic Dental Services

    Includes fillings, root canals, and tooth extractions.

  • Major Dental Services

    Covers crowns, dentures, bridges, and other restorative procedures.

  • Orthodontic Coverage

    Some plans provide coverage for braces and corrective orthodontic treatments.

Get Your Health &
Dental Coverage Now!

Find the perfect plan for your family’s health and dental care at the best price.

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Eligibility Requirements

Who can apply for health and dental insurance?

Health and dental plans are available to individuals and families who meet residency and age requirements.

To qualify for health and dental insurance, you must:

  • Be at least 18 years old
  • Be a resident of Canada
  • Be covered under a provincial health plan

*Coverage can also extend to spouses and dependents.

Eligibility Requirements Final
Additional Health Insurance Benefits

Enhanced coverage beyond basic medical needs

Some plans include benefits for prescription medications, hospital cash payouts, and mental health support services.

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Prescription Drugs

Coverage includes medications prescribed to treat new and certain pre-existing conditions.

Hospital Cash Benefit

Provides financial support for hospital stays due to illness or injury.

Mental Health Support

Includes counseling by registered psychologists, psychotherapists, & social workers.

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FREQUENTLY ASKED QUESTIONS

Find Answers To Your Common Queries

Discover answers to the most asked questions and find helpful information that resolves common issues quickly, with detailed explanations to guide you every step of the way.

Some plans cover pre-existing conditions, while others may have limitations. Reviewing policy details can help you choose the right coverage.

Certain benefits have waiting periods, depending on the plan you select.

Choosing the right plan depends on your healthcare needs and budget. Speaking with an expert can help you understand your options.

Yes, many plans offer flexible options, allowing you to choose the level of coverage that fits your healthcare needs and budget. You can often add or remove benefits, such as prescription drug coverage or vision care, depending on your specific requirements.

Some health and dental insurance plans include travel coverage, while others may require you to purchase additional insurance for out-of-country medical expenses. It is important to check your policy details to understand whether emergency treatments abroad are covered.
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