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We help international students in Canada get the right coverage to stay healthy, stress-free, and focused on their studies.
Get the assured best price, every time.
Simple steps for easy understanding and no confusion.
Fast, reliable claim assistance when needed.
We provide services in BC, SK, ON, AB & MB.
International Students Insurance provides essential health coverage for students studying in Canada, where provincial health plans may not cover international students. Without insurance, medical costs like doctor visits, hospital stays, and emergency treatments can be expensive. This insurance ensures access to necessary medical care, covering expenses for emergencies, consultations, and hospitalizations, helping students avoid financial strain while pursuing their education.
International students in Canada must have health insurance, as medical coverage varies by province. Some provinces offer health insurance to international students, while others require private plans. For instance, in British Columbia, students must apply for the Medical Services Plan (MSP) upon arrival, which includes a monthly fee. In provinces like Ontario, international students are not eligible for provincial health coverage and must obtain private insurance, often facilitated through their educational institutions. It's crucial for students to research and secure appropriate health insurance before starting their studies to avoid unexpected medical expenses.
Get A QuoteHealth care in Canada is expensive, and many provinces don’t provide coverage for international students. Without insurance, medical expenses like doctor visits, hospital stays, and emergency care can become a financial burden. International student insurance ensures access to essential health services, offering financial protection and peace of mind while you focus on your studies.
Follow simple steps to get personalized insurance for health protection.
Click on Apply Now to schedule a free consultation with the founder.
Provide the required documents to complete your insurance application.
Stay Protected While You Study In Canada!
89% of International Students
opt for this insurance.
Receive a personalized insurance policy designed to meet your specific coverage needs.
Once approved, you’ll receive your insurance certificate and be fully covered.
Eligibility for International Student Insurance in Canada depends on the provider, but most students must meet the following criteria:
Must be enrolled in a recognized Canadian educational institution.
A valid study permit issued by the Canadian government is required.
Most plans cover students between certain age limits.
Insurance must be maintained throughout the study period.
Students with terminal illness, kidney dialysis, or needing home oxygen may be ineligible.
Coverage available for international students temporarily living in Canada.
Spouses and dependent children of students may also be eligible.
We help you choose the right insurance so you can study stress-free in Canada & achieve your dreams.
Schedule A MeetingInternational Student Insurance begins on the effective date in your policy or upon arrival in Canada. Coverage ends when you return to your home country, your full-time enrollment ends, the policy expires, or you obtain government health insurance. Some plans may cover short trips outside Canada, excluding your home country.
*NOTE: A waiting period may apply if the insurance is purchased after arriving in Canada.
International students can extend their insurance before the policy expires, provided they still meet eligibility requirements, pay the additional premium, and have no changes in health status. The total coverage period, including extensions, cannot exceed 365 days. Some policies may offer automatic extensions for travel delays or emergencies. To avoid gaps in coverage, apply for an extension in advance.
International Student Insurance has certain exclusions, meaning specific medical conditions, treatments, and circumstances are not covered. Below are some common exclusions:
Conditions diagnosed or treated before the policy start date are excluded or have limited coverage.
Regular health exams, screenings, and vaccinations are typically not included.
Unless specified in the policy, routine dental work and vision exams are not covered.
Coverage for psychological services may be limited or require additional insurance.
Pregnancy, childbirth, and related complications are usually excluded.
Treatment related to alcohol, drug use, self-harm, or mental disorders may not be covered.
Injuries from sports, athletic or hazardous recreational activities may be excluded.
Expenses incurred while traveling outside Canada for more than the allowed period is not covered.
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Confused about insurance in a new country? Our FAQ clears the air—learn how international student insurance protects your health, wallet, and peace of mind while studying in Canada.
