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    Comprehensive Travel Coverage

    Protects against medical, trip, and baggage emergencies.

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    Affordable plans to fit your travel budget.

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Insurance Insights

Understanding Travel Insurance

Travel insurance is a protective measure that offers financial and logistical support for unexpected events during your trip. Whether it’s trip cancellations, medical emergencies, or lost luggage, travel insurance ensures you’re prepared for unforeseen challenges. With options tailored to individual needs, it allows travellers to explore the world with peace of mind, knowing they’re covered against potential risks.

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Travel Insurance How It Works
How It Works

Working of Travel Insurance

Travel insurance provides essential financial protection against unforeseen events that may disrupt your travel plans. When applying, you’ll need to provide details such as trip cost, travel dates, destination, and the number of travellers.

These details help the insurance company determine the policy’s coverage and premium using underwriting guidelines. Once your application is approved, you will receive a policy that offers coverage for medical emergencies, trip cancellations, delays, or other disruptions.

It’s common to purchase travel insurance shortly after booking your flights, lodging, or other transportation and activities. Some policies may require you to buy coverage right after booking to ensure full protection. Travel insurance ensures peace of mind, allowing you to focus on enjoying your journey rather than worrying about potential risks.

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Application Process

Steps To Apply For Travel Insurance

Follow these quick steps to apply for travel insurance and receive your policy with ease, guidance, and full support.

STEP 1

Enter Your Details

Click on Apply Now and we will get back to you within one business day.

STEP 3

Submit Your Documents Online

Submit documents required through our quick and online channels.

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Because safety shouldn’t take a vacation.

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Coverage options for 95% of global travelers.

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STEP 2

Meeting & Personalized Plan

Once we connect, you'll receive a free consultation and a personalized plan as per your needs.

STEP 4

Insurance Confirmation

Receive your Travel insurance policy certificate, ensuring coverage of your loved ones.

Coverage

The Benefits of Choosing Travel Insurance

Travel insurance policies combine different types of coverage to protect you from unexpected problems during your trip. Here’s what they typically include:

Trip Cancellation or Interruption

Covers costs for cancellations or early returns.

Medical Travel
Insurance

Covers illnesses, injuries, and hospitalization abroad.

Baggage
Coverage

Protects against loss, theft, or damage.

Emergency Assistance and Evacuation

Covers transportation to medical facilities.

Accidental Death and Dismemberment (AD&D)

Financial support for severe injuries or death.

Prescription
Medications

Covers essential medicines during emergencies.

Dental
Emergencies

Helps with urgent dental treatments abroad.

Travel Delay
Coverage

Reimburses expenses for unexpected delays & disruptions.

Coverage Plans

Travel Insurance Options Available in Canada

Travel insurance is available in different forms to meet a variety of travel needs. Each type offers specific benefits based on the nature and duration of your trip:

  • Single-Trip Insurance

  • Multi-Trip Insurance

  • Medical Travel Insurance

  • Trip interruption or cancellation

Explore Travel Insurance Options Available in Canada
Ideal Travelers

Suitable Candidates For Travel Insurance

Travel insurance is essential for:

Canadians Travelling Abroad

Protects against costly medical expenses not covered by provincial health plans.

Inbound Travellers

Visitors to Canada who need medical coverage.

Snowbirds

Retirees escaping Canadian winters for extended stays abroad.

International Students

Ensures coverage for medical needs while studying or working abroad.

Travel Insurance Ideal Traveller

Travel With
Confidence

Stay protected with comprehensive travel coverage for any trip, near or far.

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Smart Selection Tips

Selecting The Right Travel Insurance For Your Needs

To choose the best travel insurance:

  • Assess Your Requirements

    Identify destinations, activities, and risks.

  • Examine Policy Details

    Check for limitations, exclusions, and deductibles.

  • Ask Key Questions

    Does the plan cover emergencies, risky activities, or specific regions?

  • Verify Emergency Support

    Ensure 24/7 assistance is available.

  • Consider Long-Term Value

    Plans with higher coverage limits may save money in emergencies.

Travel Insurance Smart Selection Tips
Travel Insurance Additional Benefits
Add-On Benefits

Additional Travel Insurance Coverages To Consider

Beyond the basic coverage, travel insurance offers optional add-ons to cater to specific travel needs and unique situations. These additional coverages allow you to customise your policy for peace of mind during your trip.

  • Adventure Sports Coverage

    Covers high-risk activities like bungee jumping, scuba diving, and skiing, which are often excluded from standard policies.

  • Cruise Insurance

    Protects against issues like cancellations, missed departures, or onboard medical emergencies, including missed shore excursions.

  • Rental Insurance

    Covers damages to vacation rentals or rental cars, including property damage, lost keys, or vehicle theft during your trip.

  • Pet Coverage

    Provides financial protection for trip cancellations or delays caused by pet health emergencies, ensuring your pet’s care.

Simple Protection

Securing Your Travel Insurance Made Easy!

Getting travel insurance is a straightforward process that ensures peace of mind during your trip. Follow these steps to choose and purchase the right coverage.

Choose The Right Policy

Choose coverage that fits your needs: single-trip for one vacation, multi-trip for frequent travel, or specialized plans for specific activities.

Fill In The Details

Share trip details like dates, destinations, number of travelers, and costs so insurers can personalize your policy and set the price.

Review Policy Terms

Read the policy carefully to know what's covered, including medical care, cancellations, luggage, activities, regions, and any exclusions.

Insurance Options

Travel Smart. Stay Fully Covered.

Explore Canada with confidence—our travel insurance plans protect every step of your journey.

Super Visa Insurance

Super Visa
Insurance

Stay longer with parents or grandparents—mandatory coverage for Super Visa entry.

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Visitors To Canada Insurance

Visitors To
Canada

Essential health coverage for tourists, family, or friends visiting Canada temporarily.

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International Students Insurance

International Students Insurance

Protect your health while studying abroad with affordable student-focused insurance coverage.

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Emergency Medical Travel Insurance

Emergency Medical Travel Insurance

Unexpected illness or injury? Get urgent medical help wherever you travel, anytime.

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Trip Cancellation And Interruption Insurance

Trip Cancellation And Interruption Insurance

Recover costs if your trip gets canceled or cut short due to unexpected events.

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Common Questions

Frequently Asked Travel Insurance Queries

Got questions about travel insurance? Our FAQs make it simple—clear answers, real scenarios, and guidance to help you travel smarter and safer across Canada.

Travel health insurance provides temporary coverage for emergencies while traveling, especially abroad, unlike regular health insurance, which offers continuous coverage for routine care at home. It includes unique benefits like medical evacuation, ensuring access to suitable medical facilities or transport back to your home country. Travel insurance fills gaps in regular health plans, particularly in international settings.

Your travel health insurance must include:
1. Medical Evacuation: Covers transportation to the nearest appropriate medical facility or back to Canada if necessary.
2. Pre-Existing Conditions: Ensure coverage with written agreements and stability clauses to prevent claim denials.

Travel health insurance coverage limits vary, with some providers offering high limits for medical expenses, while others may impose lower caps. Policies often exclude specific conditions or situations, such as pre-existing conditions or high-risk activities like adventure sports. Reviewing the policy carefully helps ensure you understand the limits and exclusions before purchasing.

General medical insurance often doesn’t cover medical expenses abroad, which can be extremely costly. Travel insurance provides comprehensive protection for emergencies, including medical care, ensuring you’re not burdened with out-of-pocket expenses. It offers peace of mind, especially when traveling internationally.

Don’t worry travel insurance can help cover your cancellation costs so you won’t lose your money.
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