Insurance and Financial Guidance for Calgary Families and Businesses

Protect your income and your family

Life insurance that fits your stage of life. A young family with a new mortgage often looks at term life insurance, while someone planning their estate may prefer permanent life insurance. We also explain Term 100 and whole life coverage. If you have a pre-existing condition, ask us about no medical or guaranteed issue life insurance.

When you can't work. Your ability to earn is one of your biggest assets. Disability insurance can replace part of your income if illness or injury keeps you off the job. Critical illness insurance can pay a lump sum after a covered diagnosis. We explain the difference and how each works alongside any workplace benefits.

Health and dental. If you are self-employed, between jobs, or your employer plan is limited, we can review personal health and dental insurance.

Visitors, Super Visa and travel

Planning to host parents or grandparents in Calgary? Super Visa applicants need private medical insurance from a Canadian insurer that meets IRCC requirements. We help you compare Super Visa insurance plans and understand what is covered. We also explain visitors to Canada insurance for shorter stays and international students insurance. For your own trips, see emergency medical travel insurance and trip cancellation and interruption insurance.

Build savings the tax-smart way

We explain how Canada's registered accounts work and how they fit your goals:

• the TFSA for flexible savings
• the RRSP for retirement
• the FHSA if you are saving for your first home in Calgary
• the RESP for your children's education

Our guide to TFSA vs RRSP is a good place to start.

Support for Calgary business owners

From small firms to growing companies, we discuss:

• group and employee benefits
• health spending accounts
• critical illness insurance for business
• corporate-owned life insurance
• insured retirement strategies

Truck drivers and owner-operators can review life insurance for truck drivers.

What working with us looks like

1. Free consultation call. Tell us about your situation and goals.
2. Plain-language options. We explain what each product does and what it costs to keep in place.
3. Your decision. There is no pressure. You decide if and when to move forward.
4. Ongoing support. We are here when your needs change, such as a new home, a new baby or a new business.

Talk to us

Book a free consultation call, or call +1 (778) 798-1994. You can also email info@wiseconomy.ca or send a message from our Contact Us page, and we will reply within one business day.

Insurance and investment products are subject to eligibility, underwriting and provider approval. This page is general information only and is not financial, tax, legal or immigration advice.