Trusted Insurance Broker in Surrey, BC

Get tailored insurance solutions from licensed advisors who understand Surrey’s families and businesses.

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Finding the Best Insurance Policies for Our Clients

At Wiseconomy, our insurance brokers bring years of experience in the insurance industry. With expert knowledge, we provide reliable guidance to help you identify the right policies with the best coverage rates and terms to fit your needs.

The insurance market can feel overwhelming and confusing, many end up with policies that don’t truly benefit them. That’s why our top insurance brokers take the time to explain every detail clearly, ensuring you understand your options. We also assist with calculating payment plans, completing all necessary paperwork, and supporting you through the claims process for a hassle-free experience.

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Why Choose Wiseconomy in Surrey

Working with a Surrey-based insurance broker means personalized service, faster support, and insurance solutions that match your unique needs.

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Independent & unbiased advice

Get honest guidance tailored to your needs, with no hidden agendas or sales pressure.

wide-range

Wide Range of Insurance Solutions

From health to corporate policies, we provide coverage that fits both families and businesses.

specialistes

Super Visa & visitor coverage specialists

Expertise in securing affordable coverage for parents and relatives visiting Canada.

planning

Corporate & retirement planning expertise

Helping businesses grow and individuals secure their future with smart financial planning.

renewals

Support with claims and renewals

Hassle-free assistance to make claims easy and ensure timely policy renewals.

expertise

Local Surrey Market Expertise

Guidance that aligns with regional laws, ensuring you’re always compliant and protected.

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Dedicated Customer Support

Friendly, reliable assistance whenever you need help with insurance or policies.

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Trusted Insurance Partners

We work with top insurers to provide flexible, affordable, and reliable coverage.

Insurance Options

Trusted Insurance Solutions in Surrey

We, as trusted insurance brokers in Surrey, provide personalized coverage, from life and health to travel and business, tailored to your needs.

Super Visa Insurance - Wiseconomy

Super Visa
Insurance

Simple, low-cost coverage with fixed premiums and no cash value.

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Term Life Insurance Canada - Wiseconomy

Term Life
Insurance

Cost-effective coverage for 10, 20, or 30 years, with a payout to beneficiaries if death occurs during the term.

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Mortgage Insurance in Canada - Wiseconomy

Mortgage
Insurance

Protects your home and mortgage from any unexpected financial events.

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Whole Life Insurance in Canada

Whole Life
Insurance

Lifelong coverage that combines guaranteed payouts with cash value accumulation for added financial flexibility.

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Universal Life Insurance in Canada - Wiseconomy

Universal Life
Insurance

Provides lifelong coverage with adjustable premiums and a cash value you can grow through investments.

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No Medical Life Insurance in Canada - Wiseconomy

No Medical Life
Insurance

Offers quick & no-exam coverage through a short health questionnaire, ideal for fast, hassle-free protection.

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coverage

Comprehensive Insurance Coverage in Surrey

Our office is conveniently located in the heart of Surrey, British Columbia, making it easy for clients to connect with us. Our team proudly serves a diverse community by offering personalized insurance solutions that meet the unique needs of families, individuals, and businesses.

At Wiseconomy, our mission is to be the most trusted insurance broker in British Columbia. We focus on making your insurance journey simple, informative, and stress-free. Our advisors take the time to understand your needs and provide the best coverage, service, and value.

We specialize in a wide range of insurance products, including home, commercial, travel, health, life, and mortgage insurance. Whether you’re protecting your family, your property, or your business, Wiseconomy is here to guide you every step of the way.

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Looking for the Best Affordable Plan?

Schedule a free 15-minute consultation to receive a customized plan that fits your needs.

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Local Surrey Insurance Experts

Local Expertise in Surrey

Get advice from the finest Surrey-based advisors who understand local families, businesses, retirees, and neighbourhoods like Newton, Fleetwood, and Guildford.

  • Advisors based in or familiar with Surrey
  • Understanding of local demographics (e.g., immigrant families, business owners, retirees)
  • Support available in multiple languages
  • Neighbourhoods served: Newton, Fleetwood, Guildford, South Surrey, and Cloverdale
expertise-in-surrey

Insurance Made Simple in Surrey

  • Affordable Rates

    Save with competitive rates, bundles, and claims-free discounts.

  • Local Expertise

    Local expertise with years of proven experience.

  • Trusted Experts

    Personalized coverage tailored to your needs and goals.

  • Award-Winning Service

    Recognized for exceptional service and going the extra mile.

Coverage Options Available

You can count on our best insurance brokers in Surrey for:

Reliable advice, tailored coverage, and dedicated support to protect what matters most.

This insurance helps cover your loan payments if you become disabled and can’t work, so you don’t fall behind on your financial responsibilities while recovering.

If you are diagnosed with a serious illness, this critical illness insurance coverage provides a lump-sum payment to help with medical costs or other expenses. You can choose from:
  • Complete Coverage: Covers 25 major illnesses and 5 childhood illnesses.
  • More Affordable Coverage: Covers 4 major illnesses and 5 childhood illnesses, with an option for a decreasing payout, ideal for protecting your mortgage.

This coverage provides an additional payment if you pass away due to an accident, within 365 days of the incident.

If an accident causes death or the loss of a limb or its use, this coverage provides a lump sum payment. The amount depends on the severity of the injury.

This option allows you to purchase extra coverage later without needing to provide medical proof. The new coverage must be permanent, giving you flexibility for future needs.

This coverage provides level term insurance for each child, whether born or unborn, up to age 25 or until the policyholder turns 65. It helps protect your children financially in case of an unexpected event.

In addition to the Child Module, this option covers your child for accidental fractures, giving them added protection in case of injuries.

If you or the insured become totally disabled before age 60 and the disability lasts longer than six months, this option waives your premiums. It also cancels premiums if the applicant dies before age 65, easing the financial burden.

This coverage pays a benefit if the insured suffers a fracture due to an accident, helping with recovery costs.

If a child (living or unborn) is diagnosed with a covered illness, this option provides a lump sum to help with medical expenses and other costs.

This coverage gives you a lump sum for each day you're in the hospital due to illness or an accident. If you need intensive care or are hospitalized outside your province, you’ll receive extra payment.

This combines Hospitalization coverage with Home Care, helping cover medical costs after you're discharged, such as buying medical supplies or getting help with daily activities.

If you become totally disabled due to an accident or illness, this option provides a monthly income to help support your finances while you recover.

This coverage helps pay for accident-related medical expenses, like private or semi-private hospital rooms, medical equipment, and rehabilitation treatments, so you can get the care you need without the financial stress.
OUR FOUNDER

Meet the person behind this

Jashandeep Singh Brar guides Canadians with clear, personalized financial consultation.

founder-image- Registered Investment Advisor Canada

Jashandeep Singh Brar

Founder, Wiseconomy

Our founder, Jashandeep Singh Brar, has started several successful startups that solve important problems in multiple sectors. He founded Wiseconomy following the same problem-solving mindset. When he first came to Canada in 2016 as an international student, he had limited knowledge of the Canadian financial system and had trouble understanding how different financial accounts worked.

After completing his studies in 2018, he took the initiative to learn how financial accounts and concepts operate. Once he understood how to use the right accounts with the right strategies, he decided to help fellow Canadians who were not receiving proper education and guidance.

Whether you're looking for a holistic financial clarity or starting your career in the financial sector, let’s schedule a meeting and discuss your options.

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Schedule a 15-minute free consultation to receive a customized plan that fits your needs.

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FAQs

Frequently Asked Questions About Term Life Insurance

Discover answers to the most asked questions and find helpful information that resolves common issues quickly, with detailed explanations to guide you every step of the way.

Wiseconomy is a leading insurance broker in Surrey, trusted by over 2,500 clients. We partner with 25+ top insurance providers and have a team of 200+ licensed professionals to guide you. With a 99% client retention rate, we deliver affordable, reliable, and personalized insurance solutions tailored to your needs.

Yes, Wiseconomy is among the most trusted insurance brokers in Surrey. With 200+ licensed professionals, a 99% client retention rate, and a 4.9-star rating on Google Reviews, we provide expert guidance and personalized insurance solutions you can count on.

Think about your mortgage, debts, and future needs, like education expenses. A life insurance calculator can help determine the right coverage.

As a trusted insurance broker in Surrey, Wiseconomy offers a wide range of insurance solutions to meet every need. Our services include Super Visa Insurance Surrey , life insurance, health insurance, travel insurance, critical illness coverage, disability insurance, and business insurance. By partnering with 25+ top insurance providers, we ensure you get affordable, reliable, and personalized plans tailored to your requirements.

Many policies offer the option to renew or convert to permanent coverage before the term ends, although premiums may increase.

Yes, term life insurance is affordable and ideal for young families with short-term financial needs, such as mortgages or child-rearing expenses.

You should consider term life insurance during important life events, such as:
  • When expecting a child, to ensure their financial security.
  • When buying a home, to cover your mortgage.
  • When starting a business, to protect against business costs, debts, and expenses if something happens to you.

The amount of life insurance you need depends on why you're getting it. For example, if you want to cover your mortgage, you can choose a policy that covers the full balance or more. You should also think about other debts, the income needed for your family, and money for your children’s education. You can reach out to us if you help to figure out the right amount of coverage for your situation.

The right term length depends on your needs. If you want to secure your family’s financial future until your children are independent, you might choose a 20 or 25-year term. If you need coverage for a real estate investment, a 25 or 30-year term could be a better fit. We offer terms ranging from 10 to 40 years to suit different needs. Contact us today to explore the available options and find the right coverage for you.
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